Business finance, also known as corporate finance in the business world, is responsible for allocating resources, creating economic forecasts, reviewing opportunities for equity and debt financing, and other functions within your organization. Financing is the process of providing funds for business activities, making purchases or investing. Financial institutions such as banks are in the business of providing capital to businesses, consumers, and investors to help them achieve their goals. Organizations need finance for starting a new company, buying new equipments, expanding business, buying stocks, paying bills or to buy a new property. The reasons for requiring finance are endless and a perpetual need. Business finance companies arrange funding requirements for companies that need finance. Business finance companies are enterprises that provide funds for purchase of assets; they do not accept deposits. Debt financing and leasing are two main services of business finance companies. Vehicle manufacturers, factoring companies and government financial institutions are examples of business finance companies that concentrate on debt financing. Enterprises providing leasing services only are generally termed as leasing companies. In general, business finance companies are also termed as finance houses. Business finance companies include subsidiaries of major UK banks, members of the Finance and Leasing Association, equipment suppliers, vehicle manufacturers, non-UK banks and independent finance houses. Asset finance, bridging finance, commercial finance, commercial leasing, commercial mortgages, debt factoring and venture capital are some of the main services offered by business finance companies. They offer customized solutions as per the need of the client from a diverse range of financial products. Business finance companies have excellent networks with specialist and major business creditors which they use to maximize the advantage of all parties concerned.